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WebThe credit union may very well have a 2.49% rate for used cars, if you finance for 36 months, have an 810 score with multiple trade lines, on a car no more than three two years old with a Loan to Value of 80%. Then allow the dealer the opportunity to beat the rate you will get for your transaction . WebDec 30, 2024 · Say the dealership also offers you a 60-month loan with an interest rate of 4.25%. Running the numbers through the car payment calculator shows a significant jump in your monthly payment to $741. However, the total cost of the loan is $48,460. By getting a loan that is one year shorter, you’ll save about $1,620. portville central school elementary
I own a car dealership, AMA about finance, car sales and how it …
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